Independent Insurance Agent for TX
Coverage Disclaimer

Coastal Property

Commercial property located along the Texas Gulf Coast has become more and more difficult to insure.  Our experience, knowledge, creativity and technology give us the capability to manage Property accounts that range from $100,000 in total insured value to $1 Billion in total insured value.  We have partnered with carriers that target Coastal Property because they understand the exposures and have local resources to respond immediately after a catastrophe takes place.  Also, our volume of Coastal Property business gives us leverage in the marketplace that ultimately allows our customers the most competitive premium available. 

From shopping centers to Schools, our Coastal Property programs can include the following:

  • Deductible Buy Downs
  • Percentage Windstorm Deductible
  • Named Windstorm Deductible
  • Layered Property (Having several carriers participate can help reduce costs)
  • Windstorm written on the same policy as All Other Perils (Alternatives to T.W.I.A. - Texas Windstorm Insurance Association)
  • Business Interruption
  • Extra Expense
  • Ordinance or Law Coverage
  • Civil Authority
  • Equipment Breakdown


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Gallagher Victory, a division of Arthur J. Gallagher Risk Management Services, Inc.